How to Optimize Cash. Highest APY / CDs / Treasuries - The Frugal Guide
I finally cracked the code on how to maximize cash APY. Every dollar should earn every day. The remaining dollar should be allocated to safe assets like Treasuries and CDs. I'll show you how step-by-step. My current brokerage is Fidelity. Other brokerages may have the same function.
0:00 Intro
0:31 Step 1: Every Dollar Working Every Day
1:48 Step 1: Step-By-Step in Fidelity
2:44 Step 2: Calculate How Much Cash You Need
3:35 Step 3: Buy Safe Assets - CDs and Treasuries
4:57 Step 3: Step-By-Step in Fidelity
5:23 Tax Consideration
5:45 Thoughts
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