HDFC ERGO Optima Restore Hidden Terms & Condition Explained In detail 🔥
If you are planning to get HDFC ERGO optima restore health insurance policy for yourself or for your family then this video will help you to take a informed decision.
In this video I have explained each and every features of this optima restore health policy in detail so that you can understand each and every terms and conditions of this plan without missing any terms.
Know more about my insurance Advice:
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This is a complete review video of HDFC ERGO Optima Restore policy.
Points I have covered in this:
Time Line
0:00 - Introduction
1:10 - Claim Settlement Ratio
4:41 - Incurred Claim Ratio
5:07 - Entry Age
5:39 - Sum Insured Available
6:19 - In Patient Treatment
6:36 - Pre Hospitalisation
7:24 - Post Hospitalisation
7:51 - Day Care Treatment
8:58 - Domiciliary Treatment
9:02 - Organ Doner cover
10:18 - Daily Cash Allowance
10:43 - Ambulance Coverage
11:44 - e opinion for critical illness
12:15 - Restoration Benefit
12:57 - Multiplier Benefits (NCB)
13:20 - Annual Health Check up
14:04 - Insurance Exclusions
15:34 - PED waiting Period
16:08 - Conclusion
I hope you will like this video and if you are new to the channel considering to get more update like this.
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