NPS VS Mutual Fund which is better for Retirement?

Опубликовано: 17 Декабрь 2024
на канале: Rahul Jain

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If you want to invest money for your retirement, the best option is NPS and I am going to prove this in the next 40 seconds with an example.

Let’s say you are 30 years olds and you want to retire at 60 and want to have 5 Crore as the retirement pot. For this you will need to invest 22,000 every month in NPS at 10% return.

When you retire at 60, you would have invested a total of 80 Lacs and you would have got 4 Crore 20 Lac rupees as the capital gain.

And this 4 Crore 20 Lacs rupees have 0 capital gain tax. Its all your money.

Now instead of investing in NPS, if you invested in mutual finds you will need to pay 10% capital gain and you will loose 40 lacs rupees.

On my YT channel, I have created a full video on this topic, the link is in my bio. If you like this, press the like button and follow me for more.

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