Do not blow your refund.
Pay down high-interest debt - Eliminate credit card or personal loan balances to save on interest and improve financial flexibility.
Contribute to retirement accounts - Boost your IRA, Roth IRA, or 401(k) contributions to leverage tax advantages and compound growth.
Start or add to an HSA - Fund a Health Savings Account for triple tax advantages if you have a qualifying high-deductible health plan.
Invest in your skills - Fund courses, certifications, or education that can increase your earning potential.
Start a side business - Use the capital to launch a small side hustle that could generate additional income streams.
Make home improvements - Invest in energy-efficient upgrades or renovations that increase your property value.
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This content is for educational and entertainment purposes only, not financial advice.